join our free webinar event – thursday july 9, 2026 12pm
Estate planning isn’t “set it and forget it.” Your legal framework and investment portfolio need to work together. Here’s what to know.
1. The Core Estate Plan
Cover both life and death:
- Incapacity: Durable Power of Attorney, Health Care Proxy, Living Will, HIPAA Authorization.
- Death: Will and Revocable Trust.
2. Trust Structures
- Joint Revocable Trust: Simpler, but limited tax relief and less post-death control.
- Separate Trust (ABGST): Better for tax minimization and long-term control, with more administrative overhead.
- MA Update: The estate tax exemption doubled to $2M, but estates above that still face significant state taxation.
3. Avoiding Probate
Probate is costly, public, and slow. Skip it by:
- Transferring assets into a Revocable Trust now.
- Keeping beneficiary designations current.
- Keeping your advisor and attorney aligned.
Act Before a Major Life Event
Marriage, divorce, surgery, travel, a business deal — don’t wait. Your plan needs to adapt before it’s too late.
Join Our Free Live Webinar
A short, practical session on keeping your estate out of court and your assets where you want them. Register for the webinar. Thursday July, 9 2026 12:00pm