How to choose the right senior living facility

We would all like to think that we will always be as capable as we are in our younger age. But for better or for worse, some things will inevitably change. There often comes a time in our lives when we can no longer care for ourselves and must rely on others. While many seniors continue to live happily at home for the duration of their lives, the reality is that more than half of the people who turn 65 today will require long term care. The tips below should help you get started on your search for the right assisted living facility: 1. How much assistance or help do you or your loved one need to function adequately? There are generally three levels of assistance which vary greatly in both time, the number of services provided, and cost. First, some elders, especially those with chronic health issues may require

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What seniors should know about eyesight and aging

Posted by Gerald J. Turner – As we grow older, our eyesight is one of the things that begins to change. While the majority of the time a senior citizen’s eyesight will never diminish to the point where they cannot function properly, you should be prepared for any vision related problems that you experience as a senior and learn how to confront them. Ophthalmologists agree that the age of 60 is when significant vision related problems generally decide to show up. The bad news is that many of these eye issues do not present any warning signs. The good news? Most are treatable. Below are a few common age-related eye and vision problems and how to treat them. Cataracts are a relatively common vision problem among senior citizens, and present as cloudy areas in the lens of one or both eyes. Blurry vision usually follows, as does a decreased sensitivity

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VA Policy Change for Older Veterans Seeking Long-term Care

he Veteran’s Administration has announced a policy change that will soon affect all older Veterans and their spouses. This policy change goes into effect on October 18, 2018, and it will make it more difficult to qualify for benefits. Many people aren’t aware that an annual tax-free benefit of up to $26,036 exists for senior Veterans and their spouses. This benefit helps pay for long-term care. The Veteran or spouse must meet certain criteria: Aged 65 or older Served during a period of war Have difficulty performing daily living tasks (such as bathing, dressing, toileting) Meet certain financial requirements Starting on October 18th, the VA will be imposing a three year look-back period on asset transfers and gifts, making it more difficult for many seniors to qualify for these benefits. Any transfers after October 18th will be subject to a penalty period lasting up to five years, during which you

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